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.event-photo{height:auto;aspect-ratio:2.2/1}
@media(max-width:520px){.event-photo{height:auto;aspect-ratio:2/1}}

/* Authentic social-media presentation */
.hero-shade{background:linear-gradient(90deg,rgba(5,50,75,.78) 0%,rgba(7,72,99,.5) 48%,rgba(21,112,137,.08) 78%),linear-gradient(0deg,rgba(5,43,64,.28),transparent 58%)}
.reel-portrait{display:block;text-decoration:none}.reel-portrait>img{object-fit:cover;object-position:center 28%}.hero-play{position:absolute;top:28px;right:28px;width:54px;height:54px;border-radius:50%;display:grid;place-items:center;padding-left:3px;background:#1877f2;color:#fff;border:4px solid rgba(255,255,255,.9);box-shadow:0 12px 28px rgba(4,32,50,.28);z-index:2}.reel-portrait:hover .hero-play{transform:scale(1.07)}.reel-portrait:hover .portrait-caption strong{color:var(--ocean)}
.advisor-portrait>img{object-fit:cover;object-position:center top}.advisor-portrait .portrait-caption{padding-bottom:16px}.advisor-portrait .portrait-caption a{display:inline-block;margin-top:10px;color:var(--ocean);font-size:.72rem;font-weight:700}.advisor-portrait .portrait-caption a:hover{text-decoration:underline}.principles-strip strong{font-family:"DM Sans",sans-serif;font-size:.98rem}.principles-strip span{letter-spacing:.01em}.time-horizon{display:flex;align-items:center;justify-content:space-between;gap:9px;margin-top:16px;padding:17px 20px;border:1px solid rgba(10,72,98,.13);border-radius:16px;background:rgba(255,255,255,.58);color:var(--navy);font-size:.68rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em}.time-horizon i{color:var(--ocean);font-style:normal}.community blockquote{margin:27px 0 20px;padding:19px 22px;border-left:4px solid var(--gold);border-radius:0 16px 16px 0;background:linear-gradient(90deg,#fff7df,#fff);color:var(--navy);font:600 1.12rem/1.5 "Playfair Display",serif}.community blockquote span{display:block;margin-bottom:5px;color:#9b6d13;font:700 .64rem/1.3 "DM Sans",sans-serif;text-transform:uppercase;letter-spacing:.15em}
.media-led{align-items:start}.media-led .featured-video{grid-row:auto}.facebook-library{display:grid;gap:13px}.reel-card{min-height:118px;display:grid;grid-template-columns:54px 1fr;gap:15px;align-items:center;padding:18px;border:1px solid var(--line);border-radius:18px;background:#fff;box-shadow:0 8px 28px rgba(13,67,91,.07);transition:.2s}.reel-card:hover{transform:translateY(-2px);border-color:#b8d8e5;box-shadow:0 14px 34px rgba(13,67,91,.12)}.platform-icon{width:46px;height:46px;border-radius:50%;display:grid;place-items:center;color:#fff;font:bold 30px Arial}.facebook-icon{background:#1877f2}.reel-card small,.reel-overlay small{display:block;text-transform:uppercase;letter-spacing:.13em;font-size:.63rem;font-weight:700;color:#1877f2}.reel-card strong,.reel-card b{display:block}.reel-card strong{font:700 1rem/1.25 "Playfair Display",serif;margin:4px 0;color:var(--navy)}.reel-card b{font-size:.69rem;color:var(--muted)}.reel-card-photo{min-height:280px;display:block;padding:0;position:relative;overflow:hidden;border:0}.reel-card-photo>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 27%}.reel-card-photo:after{content:"";position:absolute;inset:0;background:linear-gradient(0deg,rgba(6,36,55,.88),transparent 64%)}.reel-overlay{position:absolute;z-index:2;left:21px;right:21px;bottom:19px;color:#fff}.reel-overlay i{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;padding-left:2px;margin-bottom:12px;background:#1877f2;border:3px solid #fff;font-style:normal}.reel-overlay small{color:#cfe4ff}.reel-overlay strong{color:#fff;font-size:1.25rem}.reel-overlay b{color:#e0ecf4;margin-top:4px}.media-more{display:grid;grid-template-columns:.55fr 1.45fr;gap:52px;align-items:end;margin-top:55px;padding-top:42px;border-top:1px solid var(--line)}.media-more h3{font:700 1.85rem/1.2 "Playfair Display",serif;margin:0 0 9px}.media-more>div>p:not(.eyebrow){font-size:.85rem;color:var(--muted);margin:0}.media-more .social-reel-row{margin:0}.media-more .facebook-reel{background:linear-gradient(135deg,#0f5fa7,#1877f2);box-shadow:0 11px 30px rgba(24,119,242,.15)}
.icon-links{gap:12px}.icon-links a{display:inline-flex;align-items:center;gap:8px;min-height:40px;padding:8px 12px;border:1px solid var(--line);border-radius:999px;background:#fff}.icon-links svg{width:21px;height:21px;fill:#1877f2;stroke:none}.icon-links a:nth-child(2) svg{fill:none;stroke:#d62976;stroke-width:2}.icon-links a:nth-child(2) .fill-dot{fill:#d62976;stroke:none}.icon-links a:nth-child(3) svg{fill:#0a66c2}.icon-links .site-link{padding-inline:15px}.event-collage{height:auto;aspect-ratio:16/9}.event-collage img{object-position:center center}
@media(max-width:980px){.media-more{grid-template-columns:1fr;gap:24px}.media-more .social-reel-row{grid-template-columns:repeat(3,1fr)}}
@media(max-width:760px){.media-led{grid-template-columns:1fr}.reel-card-photo{min-height:360px}.media-more .social-reel-row{grid-template-columns:1fr}.reel-portrait{width:min(430px,88%)}.hero-play{top:22px;right:22px}.time-horizon{flex-wrap:wrap;justify-content:flex-start}.time-horizon span:last-child{flex-basis:100%}}
@media(max-width:520px){.reel-portrait{width:94%}.portrait-caption strong{font-size:1.25rem}.advisor-portrait .portrait-caption small{font-size:.68rem;line-height:1.35}.hero-play{width:48px;height:48px}.reel-card-photo{min-height:310px}.media-more{margin-top:42px;padding-top:32px}.event-collage{aspect-ratio:16/9}.icon-links a{flex:1 1 calc(50% - 8px);justify-content:center}.icon-links .site-link{flex-basis:100%}.time-horizon{padding:15px;gap:7px}.community blockquote{font-size:1rem}}

/* Responsive calculator, media, gallery, and contact intake */
@media(max-width:1100px){.site-header nav{gap:14px}.brand img{width:210px;height:auto}.calculator-shell{grid-template-columns:1fr .82fr}.contact-intake-grid{gap:50px}}
@media(max-width:760px){.brand img{width:215px;height:auto}.calculator-shell,.contact-intake-grid{grid-template-columns:1fr}.calculator-inputs,.calculator-results{padding:34px}.facebook-embed{height:470px}.harry-gallery-slide:nth-child(1) img{object-position:center top}.contact-intake-grid{gap:40px}}
@media(max-width:520px){.brand img{width:200px;height:auto}.calculator-inputs{grid-template-columns:1fr;gap:15px;padding:23px}.calculator-results{padding:29px 23px}.calculator-results>strong{font-size:3rem}.facebook-embed{height:430px}.facebook-embed-card>div:last-child{padding:20px}.photo-safe{height:500px}.harry-gallery-slide:nth-child(1) img{object-position:50% top}.harry-gallery-slide:nth-child(2) img{object-position:center top}.harry-gallery-slide:nth-child(3) img{object-position:28% center}.gallery-controls{bottom:-25px}.about-photo>span{bottom:18px}.intake-form{padding:22px}.form-row{grid-template-columns:1fr;gap:0}.form-buttons{display:grid}.contact{padding:78px 0}.footer-top img{width:220px;height:auto}}
.form-status.is-error{color:#a43d35;font-weight:700}
@media(max-width:900px){.menu-button{display:block}.site-header{height:74px}.site-header nav{display:none;position:absolute;left:0;right:0;top:74px;background:#fff;padding:19px 24px 26px;flex-direction:column;align-items:stretch;box-shadow:0 18px 35px rgba(12,50,68,.15)}.site-header nav.is-open{display:flex}.calculator-shell,.contact-intake-grid{grid-template-columns:1fr}.calculator-inputs,.calculator-results{padding:34px}.contact-intake-grid{gap:40px}}
@media(max-width:520px){.calculator-inputs{padding:23px}.calculator-results{padding:29px 23px}}
.hero-person-slides{position:relative;width:100%;aspect-ratio:4/5;overflow:hidden;border-radius:150px 150px 23px 23px;background:#d9edf4}.hero-person-slide{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:0;transition:opacity .75s ease}.hero-person-slide.is-active{opacity:1}.hero-person-slide:nth-child(1){object-position:center top}.hero-person-slide:nth-child(2){object-position:60% top}.hero-person-slide:nth-child(3){object-position:66% center}.hero-person-dots{position:absolute;right:30px;top:24px;display:flex;gap:6px;z-index:4}.hero-person-dots button{width:22px;height:5px;border:0;border-radius:99px;background:rgba(255,255,255,.64);box-shadow:0 1px 5px rgba(0,0,0,.18);cursor:pointer}.hero-person-dots button.is-active{background:var(--gold)}
@media(max-width:520px){.hero-person-slides{border-radius:150px 150px 23px 23px}.hero-person-dots{right:25px;top:20px}}
@media(prefers-reduced-motion:reduce){.hero-person-slide,.harry-gallery-slide{transition:none}}
.hero-specialties{display:flex;gap:8px;flex-wrap:wrap;margin:-7px 0 23px}.hero-specialties span{padding:7px 11px;border:1px solid rgba(255,255,255,.42);border-radius:999px;background:rgba(255,255,255,.11);color:#f7fbfd;font-size:.68rem;font-weight:700;letter-spacing:.03em;backdrop-filter:blur(7px)}.facebook-feature-player{background:#082b44}.youtube-library-card{grid-template-columns:98px 1fr}.youtube-library-card>img{width:98px;height:84px;object-fit:cover;border-radius:10px}.youtube-library-card small{color:#d8002f}
@media(max-width:520px){.hero-specialties{margin-bottom:20px}.hero-specialties span{font-size:.64rem}.youtube-library-card{grid-template-columns:78px 1fr}.youtube-library-card>img{width:78px;height:76px}.facebook-feature-player{aspect-ratio:4/5}}
.broker-line{width:max-content;max-width:100%;margin:-10px 0 19px;padding:8px 13px;border-left:3px solid var(--gold);border-radius:0 8px 8px 0;background:rgba(4,36,55,.3);color:#f7fbfd;font-size:.78rem;letter-spacing:.02em}.broker-line strong{color:#fff}.license-line{line-height:1.65}
.curated-video-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;align-items:stretch}.exact-video-card{display:flex;min-width:0;flex-direction:column;overflow:hidden;border:1px solid var(--line);border-radius:22px;background:#fff;box-shadow:0 12px 40px rgba(13,67,91,.08)}.exact-video-player{aspect-ratio:9/14;background:#082b44;overflow:hidden}.exact-video-player iframe,.longform-player iframe{display:block;width:100%;height:100%;border:0}.exact-video-copy{flex:1;padding:22px 23px 24px}.exact-video-copy h3,.longform-video h3{font:700 1.35rem/1.2 "Playfair Display",serif;margin:7px 0 9px;color:var(--navy)}.exact-video-copy p,.longform-video>div:last-child>p:not(.eyebrow){margin:0;color:var(--muted);font-size:.84rem}.longform-video{display:grid;grid-template-columns:1.15fr .85fr;gap:0;align-items:center;margin-top:20px;overflow:hidden;border:1px solid var(--line);border-radius:22px;background:linear-gradient(135deg,#fff,#f2f9fb);box-shadow:0 12px 40px rgba(13,67,91,.07)}.longform-player{aspect-ratio:16/9;background:#082b44}.longform-video>div:last-child{padding:32px}.longform-video h3{font-size:1.75rem}.video-privacy-note{max-width:760px;margin:18px auto 0;text-align:center;color:var(--muted);font-size:.72rem;line-height:1.55}
@media(max-width:980px){.curated-video-grid{grid-template-columns:repeat(2,1fr)}.exact-video-card:first-child{grid-column:1/-1}.exact-video-card:first-child .exact-video-player{aspect-ratio:16/9}.longform-video{grid-template-columns:1fr}.longform-video>div:last-child{padding:27px}}
@media(max-width:620px){.curated-video-grid{grid-template-columns:1fr}.exact-video-card:first-child{grid-column:auto}.exact-video-card:first-child .exact-video-player,.exact-video-player{aspect-ratio:4/5}.broker-line{font-size:.7rem}.license-line br{display:none}.longform-video h3{font-size:1.45rem}.longform-video>div:last-child{padding:23px}}
.contact-intake-grid{grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:56px}.contact-heading-lockup{display:grid;grid-template-columns:minmax(0,1fr) 170px;gap:20px;align-items:center;margin-bottom:22px}.contact-heading-lockup .eyebrow{margin-bottom:13px}.contact-heading-lockup h2{font-size:clamp(2.7rem,3.8vw,3.8rem)}.contact-portrait{width:170px;aspect-ratio:1;object-fit:contain;filter:drop-shadow(0 18px 28px rgba(3,47,68,.24))}.contact-intro>p{margin-top:0}
@media(max-width:900px){.contact-intake-grid{grid-template-columns:1fr;gap:40px}.contact-heading-lockup{grid-template-columns:minmax(0,1fr) 190px}.contact-portrait{width:190px}}
@media(max-width:520px){.contact-heading-lockup{grid-template-columns:minmax(0,1fr) 118px;gap:10px}.contact-heading-lockup h2{font-size:2.25rem}.contact-portrait{width:118px}}

/* Mortgage FAQ */
.faq{background:linear-gradient(145deg,#edf8fb,#f8fcfd);position:relative;overflow:hidden}.faq:before{content:"";position:absolute;width:520px;height:520px;border:90px solid rgba(31,156,190,.06);border-radius:50%;left:-310px;top:120px}.faq-layout{display:grid;grid-template-columns:minmax(0,.72fr) minmax(0,1.28fr);gap:84px;align-items:start;position:relative}.faq-intro{position:sticky;top:125px}.faq-intro h2{font:700 clamp(3rem,4.4vw,4.8rem)/.98 "Playfair Display",serif;margin:0 0 22px;color:var(--navy);letter-spacing:-.04em}.faq-intro>p:not(.eyebrow){color:var(--muted);max-width:460px}.faq-intro .button{margin-top:16px}.faq-list{display:grid;gap:12px}.faq-list details{overflow:hidden;border:1px solid #cfe2e9;border-radius:18px;background:rgba(255,255,255,.9);box-shadow:0 8px 25px rgba(18,81,106,.05)}.faq-list summary{list-style:none;display:grid;grid-template-columns:42px minmax(0,1fr) 28px;gap:14px;align-items:center;padding:21px 23px;color:var(--navy);cursor:pointer}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:"+";display:grid;place-items:center;width:28px;height:28px;border-radius:50%;background:var(--sky);color:var(--ocean);font:700 1.15rem/1 "DM Sans",sans-serif}.faq-list details[open] summary:after{content:"–";background:var(--gold);color:var(--navy)}.faq-list summary>span{color:var(--ocean);font-size:.7rem;font-weight:700;letter-spacing:.12em}.faq-list summary>strong{font:700 1.12rem/1.3 "Playfair Display",serif}.faq-list details>div{padding:0 65px 22px 79px}.faq-list details>div p{margin:0;color:var(--muted);font-size:.88rem;line-height:1.68}.faq-list details[open]{border-color:#9ccbd9;box-shadow:0 13px 32px rgba(18,81,106,.09)}.faq-sources{margin:15px 5px 0;color:var(--muted);font-size:.69rem;line-height:1.55}.faq-sources a{color:var(--ocean);font-weight:700;text-decoration:underline;text-underline-offset:2px}

/* Professional background */
.experience{background:linear-gradient(135deg,#07314d,#0d7597);color:#fff}.experience-heading{display:grid;grid-template-columns:1.15fr .85fr;gap:80px;align-items:end;margin-bottom:48px}.experience-heading .eyebrow{color:#8edced}.experience-heading h2{font:700 clamp(3rem,5vw,5.2rem)/.98 "Playfair Display",serif;margin:0;letter-spacing:-.04em}.experience-heading>p{margin:0;color:#d2eaf1;max-width:470px}.experience-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.experience-grid article{min-height:260px;padding:26px 24px;border:1px solid rgba(255,255,255,.19);border-radius:20px;background:rgba(255,255,255,.08);backdrop-filter:blur(8px)}.experience-grid article>span{display:block;color:#8edced;font-size:.68rem;font-weight:700;letter-spacing:.12em}.experience-grid h3{font:700 1.38rem/1.2 "Playfair Display",serif;margin:28px 0 12px}.experience-grid p{margin:0;color:#d0e5ec;font-size:.82rem;line-height:1.62}.experience-method{display:grid;grid-template-columns:.62fr 1.38fr;gap:35px;align-items:center;margin-top:20px;padding:25px 28px;border-radius:20px;background:#fff;color:var(--navy)}.experience-method>div:first-child span,.experience-method>div:first-child strong{display:block}.experience-method>div:first-child span{margin-bottom:5px;color:#8a6417;font-size:.65rem;font-weight:700;text-transform:uppercase;letter-spacing:.13em}.experience-method>div:first-child strong{font:700 1.45rem "Playfair Display",serif}.value-chips{display:flex;justify-content:flex-end;gap:7px;flex-wrap:wrap}.value-chips span{padding:7px 10px;border:1px solid #c5dce4;border-radius:999px;background:#eff8fa;color:var(--ocean);font-size:.65rem;font-weight:700}.profile-note{margin:15px 2px 0;color:#a9ced9;font-size:.68rem}

@media(max-width:980px){.faq-layout{gap:52px}.experience-heading{gap:45px}.experience-grid{grid-template-columns:1fr 1fr}.experience-grid article{min-height:230px}.experience-method{grid-template-columns:1fr}.value-chips{justify-content:flex-start}}
@media(max-width:760px){.faq-layout,.experience-heading{grid-template-columns:1fr;gap:36px}.faq-intro{position:static}.experience-heading{gap:24px}.experience-heading>p{max-width:680px}}
@media(max-width:520px){.faq-intro h2,.experience-heading h2{font-size:2.55rem}.faq-list summary{grid-template-columns:30px minmax(0,1fr) 26px;gap:10px;padding:18px 16px}.faq-list summary>strong{font-size:1rem}.faq-list details>div{padding:0 16px 20px 56px}.experience-grid{grid-template-columns:1fr}.experience-grid article{min-height:auto}.experience-method{padding:22px}.experience-method>div:first-child strong{font-size:1.25rem}.value-chips span{font-size:.61rem}}

/* Final responsive typography and spacing pass */
body{line-height:1.7;overflow-wrap:break-word}h1,h2,h3{font-kerning:normal}.hero h1{font-size:clamp(3.5rem,6vw,6.1rem);line-height:1.03;letter-spacing:-.035em}.section-heading h2,.process h2,.about h2,.community h2,.contact h2{line-height:1.12;letter-spacing:-.025em}.faq-intro h2{font-size:clamp(2.9rem,4.1vw,4.5rem);line-height:1.1;letter-spacing:-.025em;text-wrap:balance}.experience-heading{grid-template-columns:minmax(0,1.12fr) minmax(320px,.88fr);gap:64px;align-items:center}.experience-heading h2{max-width:760px;font-size:clamp(2.9rem,4.1vw,4.5rem);line-height:1.1;letter-spacing:-.025em;text-wrap:balance}.experience-heading>p{font-size:1rem;line-height:1.75}.eyebrow{font-size:.78rem;line-height:1.45}.draft-bar{font-size:.78rem;line-height:1.5}.license-line,.scroll-cue,.trust-strip span,.solution-grid article>span,.calculator-note,.video-privacy-note,.harry-gallery-slide figcaption,.event-photo span,.faq-list summary>span,.faq-sources,.experience-grid article>span,.profile-note{font-size:.75rem}.solution-grid a,.watch-exact,.social-row a,.community-links a{font-size:.875rem}.calculator-inputs label,.intake-form label{font-size:.875rem}.calculator-inputs label>span,.contact-item span{font-size:.75rem}.video-tag,.platform,.social-reel-row span,.reel-card small,.reel-overlay small{font-size:.75rem}.form-status,.disclosures{font-size:.75rem}.footer-top>p{font-size:.82rem}.experience-grid p{font-size:.9rem;line-height:1.68}.value-chips span{font-size:.75rem}.section-heading>p,.process-intro>p:not(.eyebrow),.about-copy>p:not(.eyebrow),.community-grid>div>p:not(.eyebrow),.faq-intro>p:not(.eyebrow){line-height:1.75}.solution-grid p,.steps p,.exact-video-copy p,.longform-video>div:last-child>p:not(.eyebrow){line-height:1.65}.button,.site-header nav a,.contact-item,.icon-links a{min-height:44px}

@media(max-width:1100px){.section{padding:96px 0}.hero h1{font-size:clamp(3.4rem,6.2vw,5.35rem)}.experience-heading{grid-template-columns:minmax(0,1fr) minmax(300px,.82fr);gap:48px}.experience-heading h2{font-size:clamp(2.85rem,4.6vw,4.2rem)}}

@media(max-width:840px){.wrap{width:min(100% - 44px,1200px)}.hero-grid{grid-template-columns:1fr;gap:38px;padding:52px 0 100px}.hero-copy{max-width:650px}.portrait-card{width:min(430px,78%);justify-self:end}.hero h1{font-size:clamp(3.25rem,9vw,4.65rem);line-height:1.04}.trust-strip{grid-template-columns:1fr 1fr}.trust-strip div:nth-child(2){border-right:0}.section{padding:86px 0}.section-heading,.process-layout,.about-grid,.community-grid,.faq-layout,.experience-heading{grid-template-columns:1fr;gap:38px}.section-heading{align-items:start;margin-bottom:42px}.process-intro,.faq-intro{position:static}.about-photo{width:min(500px,86%);margin:0 auto}.photo-safe{height:560px}.community-grid{gap:46px}.experience-heading>p{max-width:680px}.experience-heading h2{max-width:720px;font-size:clamp(2.9rem,7.1vw,4rem);line-height:1.1}.faq-intro h2{max-width:680px;font-size:clamp(2.9rem,7vw,4rem);line-height:1.1}.faq-intro>p:not(.eyebrow){max-width:650px}.faq-list{gap:14px}}

@media(max-width:620px){.wrap{width:min(100% - 38px,1200px)}.section{padding:76px 0}.hero-grid{padding:44px 0 96px}.hero h1{font-size:clamp(2.8rem,12vw,3.75rem);line-height:1.06}.hero-lede{line-height:1.65}.portrait-card{width:92%;justify-self:center}.trust-strip div{padding:24px 18px}.solution-grid{grid-template-columns:1fr}.solution-grid article{min-height:auto;padding:27px}.calculator-inputs,.calculator-results{padding:27px}.faq-list summary{padding:20px 18px}.faq-list details>div{padding-right:26px}.experience-heading h2,.faq-intro h2{font-size:clamp(2.6rem,10vw,3.3rem);line-height:1.12}.experience-grid article{padding:24px}.experience-method>div:first-child strong{line-height:1.35}.footer-top>p{line-height:1.7}}

@media(max-width:420px){.wrap{width:min(100% - 34px,1200px)}.draft-bar{padding:7px 12px}.site-header{padding-inline:17px}.brand img{width:185px}.hero h1{font-size:2.72rem;line-height:1.07}.hero-specialties{gap:7px}.hero-specialties span{padding:7px 9px}.section{padding:68px 0}.section-heading h2,.process h2,.about h2,.community h2,.contact h2,.faq-intro h2,.experience-heading h2{font-size:2.35rem;line-height:1.13}.section-heading{gap:20px;margin-bottom:32px}.trust-strip{grid-template-columns:1fr}.trust-strip div{border-right:0;border-bottom:1px solid var(--line)}.faq-list summary{grid-template-columns:28px minmax(0,1fr) 26px;padding:18px 14px}.faq-list details>div{padding:0 16px 20px 52px}.faq-list details>div p{font-size:.9rem;line-height:1.7}.experience-grid{gap:12px}.experience-method{gap:20px}.value-chips{gap:6px}.contact-heading-lockup{grid-template-columns:1fr 104px}.contact-portrait{width:104px}.intake-form{padding:20px}.footer-top>p{overflow-wrap:anywhere}}

/* Readable supporting type */
.portrait-caption span,.portrait-caption small,.advisor-portrait .portrait-caption small,.time-horizon,.reel-card b,.experience-method>div:first-child span{font-size:.75rem}.advisor-portrait .portrait-caption a{display:inline-flex;align-items:center;min-height:44px;font-size:.875rem}.hero-specialties span{font-size:.75rem}.broker-line{font-size:.8rem}.value-chips span{font-size:.75rem}.site-header nav a{display:inline-flex;align-items:center}
@media(max-width:620px){.broker-line{font-size:.78rem;line-height:1.55}}

/* Larger invisible tap areas around small carousel indicators */
.slide-dots button,.hero-person-dots button,.gallery-controls button{position:relative;width:44px;height:44px;background:transparent;box-shadow:none}.slide-dots button:after,.hero-person-dots button:after,.gallery-controls button:after{content:"";position:absolute;left:50%;top:50%;width:30px;height:5px;border-radius:99px;background:rgba(255,255,255,.5);transform:translate(-50%,-50%)}.slide-dots button.is-active,.hero-person-dots button.is-active,.gallery-controls button.is-active{background:transparent}.slide-dots button.is-active:after,.hero-person-dots button.is-active:after{background:var(--gold)}.gallery-controls button:after{background:#bbd4dd}.gallery-controls button.is-active:after{background:var(--ocean)}

/* Plain-language loan-program explainers */
.solution-details{margin-top:auto;padding-top:24px}.solution-details summary{min-height:46px;display:grid;grid-template-columns:1fr 34px;align-items:center;gap:12px;border-top:1px solid var(--line);padding-top:17px;color:var(--ocean);font-size:.85rem;font-weight:700;cursor:pointer;list-style:none}.solution-details summary::-webkit-details-marker{display:none}.solution-details summary:after{content:"+";width:34px;height:34px;display:grid;place-items:center;border-radius:50%;background:var(--sky);color:var(--ocean);font-size:1.25rem;font-weight:500}.solution-details[open] summary:after{content:"–"}.solution-explainer{padding-top:18px}.solution-explainer h4{margin:17px 0 5px;color:var(--navy);font:700 1rem/1.35 "DM Sans",sans-serif}.solution-explainer h4:first-child{margin-top:0}.solution-explainer p{font-size:.82rem;line-height:1.62}.solution-explainer ul{margin:13px 0 0;padding-left:19px;color:var(--muted);font-size:.8rem;line-height:1.58}.solution-explainer li+li{margin-top:7px}.solution-resource-links{display:flex;flex-direction:column;align-items:flex-start;gap:10px;margin-top:18px;padding-top:16px;border-top:1px solid var(--line)}.solution-grid .solution-resource-links a{margin:0;padding:0;font-size:.77rem;line-height:1.4}.solution-grid .solution-resource-links a:hover{text-decoration:underline}.solutions-disclaimer{max-width:940px;margin:24px auto 0!important;text-align:center;font-size:.72rem!important;line-height:1.6!important;color:var(--muted)}
@media(max-width:620px){.solution-details{padding-top:21px}.solution-details summary{font-size:.9rem}.solution-explainer p,.solution-explainer ul{font-size:.86rem}.solutions-disclaimer{text-align:left}}

/* Fixed contact actions and privacy controls */
body{padding-bottom:82px}.quick-contact-bar{position:fixed;z-index:80;left:0;right:0;bottom:0;display:grid;grid-template-columns:1fr 1fr 2.1fr;min-height:82px;background:#111;box-shadow:0 -12px 35px rgba(4,28,42,.2)}.quick-contact-bar a{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px;padding:13px 22px;border-right:1px solid rgba(255,255,255,.2);color:#fff;text-align:center}.quick-contact-bar span{font-size:.91rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase}.quick-contact-bar small{font-size:.69rem;color:#b7c0c5}.quick-contact-bar .quick-start{background:#d7c8b4;color:#17212a;border:0}.quick-contact-bar .quick-start small{color:#56606a}.quick-contact-bar a:hover,.quick-contact-bar a:focus-visible{background:#18384c}.quick-contact-bar .quick-start:hover,.quick-contact-bar .quick-start:focus-visible{background:#efc96d}.cookie-banner{position:fixed;z-index:100;left:24px;right:24px;bottom:106px;max-width:1060px;margin:auto;padding:24px 26px;display:grid;grid-template-columns:1fr auto;gap:28px;align-items:center;border:1px solid #c9dce4;border-radius:20px;background:rgba(255,255,255,.98);box-shadow:0 22px 70px rgba(5,37,55,.28);backdrop-filter:blur(14px)}.cookie-banner[hidden]{display:none!important}.cookie-kicker{display:block;margin-bottom:4px;color:var(--ocean);font-size:.7rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase}.cookie-copy h2{margin:0 0 5px;color:var(--navy);font:700 1.45rem/1.2 "Playfair Display",Georgia,serif}.cookie-copy p{max-width:700px;margin:0;color:var(--muted);font-size:.82rem;line-height:1.55}.cookie-copy a{display:inline-block;margin-top:7px;color:var(--ocean);font-size:.78rem;font-weight:700;text-decoration:underline;text-underline-offset:2px}.cookie-actions{display:flex;gap:9px}.cookie-button,.privacy-actions button{min-height:44px;padding:10px 16px;border-radius:999px;font:700 .78rem "DM Sans",Arial,sans-serif;cursor:pointer}.cookie-button.reject,.privacy-actions button{border:1px solid #abc9d5;background:#fff;color:var(--ocean)}.cookie-button.accept{border:1px solid var(--navy);background:var(--navy);color:#fff}.consent-media-placeholder{position:absolute;inset:0;z-index:2;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:9px;padding:28px;text-align:center;background:linear-gradient(145deg,#082b44,#0c668d);color:#fff}.consent-media-placeholder[hidden]{display:none!important}.consent-media-placeholder strong{font:700 1.08rem/1.25 "Playfair Display",Georgia,serif}.consent-media-placeholder span{max-width:250px;color:#d2e9f1;font-size:.77rem;line-height:1.5}.consent-media-placeholder button{min-height:42px;padding:9px 16px;border:0;border-radius:999px;background:var(--gold);color:var(--navy);font-weight:700;cursor:pointer}.consent-media-placeholder a{color:#fff;font-size:.72rem;font-weight:700;text-decoration:underline}.consent-media{position:relative}.privacy-notice{margin:18px 0;border-top:1px solid #cfdee4;border-bottom:1px solid #cfdee4}.privacy-notice summary{min-height:48px;display:flex;align-items:center;justify-content:space-between;color:var(--navy);font-weight:700;cursor:pointer;list-style:none}.privacy-notice summary::-webkit-details-marker{display:none}.privacy-notice summary:after{content:"+";font-size:1.2rem;color:var(--ocean)}.privacy-notice[open] summary:after{content:"–"}.privacy-notice>div{max-width:860px;padding:0 0 19px}.privacy-notice h3{margin:15px 0 3px;color:var(--navy);font:700 .88rem/1.4 "DM Sans",Arial,sans-serif}.privacy-notice p{margin:0;font-size:.75rem;line-height:1.65}.privacy-actions{display:flex;align-items:center;gap:15px;margin-top:17px}.privacy-actions a{color:var(--ocean);font-size:.78rem;font-weight:700}
@media(max-width:760px){body{padding-bottom:70px}.quick-contact-bar{min-height:70px;grid-template-columns:1fr 1fr 1.45fr}.quick-contact-bar a{padding:10px 8px}.quick-contact-bar span{font-size:.77rem;letter-spacing:.11em}.quick-contact-bar small{display:none}.cookie-banner{left:14px;right:14px;bottom:84px;grid-template-columns:1fr;gap:16px;padding:21px}.cookie-actions{display:grid;grid-template-columns:1fr 1fr}.cookie-button{width:100%}.consent-media-placeholder{padding:20px}.privacy-actions{align-items:flex-start;flex-direction:column;gap:10px}}
@media(max-width:420px){.cookie-copy h2{font-size:1.25rem}.cookie-copy p{font-size:.77rem}.cookie-actions{grid-template-columns:1fr}.quick-contact-bar span{font-size:.7rem}}

/* Harry Dennis brand treatment for the quick-contact bar */
.quick-contact-bar{border-top:3px solid var(--aqua);background:var(--navy);box-shadow:0 -14px 38px rgba(9,41,67,.24)}.quick-contact-bar a{border-right:1px solid rgba(142,220,237,.28);background:linear-gradient(145deg,#092943,#0b3855);color:#fff}.quick-contact-bar a:nth-child(2){background:linear-gradient(145deg,#0b5278,#0d6fa8)}.quick-contact-bar small{color:#c8e6ef}.quick-contact-bar .quick-start{background:linear-gradient(135deg,#f3b94f,#ffd675);color:var(--navy)}.quick-contact-bar .quick-start small{color:#5f491d}.quick-contact-bar .quick-start span:after{content:" →";display:inline-block;margin-left:5px;font-size:1.05em;letter-spacing:0}.quick-contact-bar a:hover,.quick-contact-bar a:focus-visible{background:linear-gradient(145deg,#0d628d,#1686ae);outline:2px solid #fff;outline-offset:-4px}.quick-contact-bar .quick-start:hover,.quick-contact-bar .quick-start:focus-visible{background:linear-gradient(135deg,#ffd675,#ffe7a8);color:var(--navy)}

/* Full wordmark lockup — more breathing room than the former monogram treatment. */
.brand{display:flex;align-items:center}.brand img{width:310px;height:auto;max-height:62px;object-fit:contain}.footer-top img{width:360px;height:auto;max-height:82px;object-fit:contain}@media(max-width:1080px){.brand img{width:265px}.site-header nav{gap:17px}}@media(max-width:760px){.brand img{width:230px;max-height:56px}.footer-top img{width:min(320px,100%);max-height:none}}@media(max-width:420px){.brand img{width:205px}}

/* Keep the responsible broker visible at first contact without overwhelming Harry's established identity. */
.brand-group{display:flex;align-items:center;gap:18px;min-width:0}.broker-lockup{padding-left:18px;border-left:1px solid #c9dce4;color:var(--navy);white-space:nowrap}.broker-lockup span,.broker-lockup strong,.broker-lockup small{display:block}.broker-lockup span{font-size:.61rem;font-weight:700;line-height:1.2;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}.broker-lockup strong{margin:2px 0 1px;font-size:.86rem;line-height:1.2}.broker-lockup small{font-size:.64rem;line-height:1.2;color:var(--muted)}
@media(max-width:1180px){.brand-group{gap:11px}.brand img{width:225px}.broker-lockup{padding-left:11px}.broker-lockup strong{font-size:.78rem}.broker-lockup small{font-size:.58rem}.site-header nav{gap:12px;font-size:.8rem}}
@media(max-width:900px){.brand-group{gap:10px}.brand img{width:210px}.broker-lockup{padding-left:10px}.broker-lockup span,.broker-lockup small{display:none}.broker-lockup strong{font-size:.75rem;white-space:normal;max-width:126px}}
@media(max-width:520px){.brand img{width:172px}.broker-lockup{display:none}}

/* Supplied Encinitas event artwork, framed as a current event rather than a loose image. */
.upcoming-event{background:linear-gradient(145deg,#eef8fb,#fff8e7)}.event-feature{display:grid;grid-template-columns:minmax(300px,.78fr) minmax(0,1.22fr);gap:72px;align-items:center}.event-poster{margin:0;overflow:hidden;border-radius:26px;background:var(--navy);box-shadow:0 28px 70px rgba(7,42,62,.2)}.event-poster img{width:100%;height:auto}.event-poster figcaption{display:flex;justify-content:space-between;gap:14px;padding:15px 18px;background:var(--navy);color:#fff}.event-poster figcaption strong{font-size:.78rem}.event-poster figcaption span{text-align:right;color:#d5e9f0;font-size:.64rem;line-height:1.45}.event-details h2{max-width:620px;font:700 clamp(2.7rem,4.5vw,4.8rem)/1.04 "Playfair Display",serif;letter-spacing:-.03em;color:var(--navy);margin:0}.event-lede{max-width:650px;margin:22px 0 28px;color:var(--muted);font-size:1.05rem}.event-facts{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:24px}.event-facts div{padding:17px 18px;border:1px solid #cfe2e9;border-radius:15px;background:rgba(255,255,255,.78)}.event-facts div:last-child{grid-column:1/-1}.event-facts span,.event-facts strong{display:block}.event-facts span{color:#9b6d13;font-size:.68rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase}.event-facts strong{margin-top:3px;color:var(--navy);font-size:.94rem;line-height:1.5}.event-actions{display:flex;gap:11px;flex-wrap:wrap}.event-call{border:1px solid #9fc8d5;background:#fff;color:var(--ocean)}.event-compliance{margin-top:28px;padding:20px 22px;border-left:4px solid var(--gold);border-radius:0 16px 16px 0;background:#fff;box-shadow:0 12px 32px rgba(9,41,67,.08)}.event-compliance>span,.event-compliance>strong,.event-compliance>small{display:block}.event-compliance>span{font-size:.65rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}.event-compliance>strong{margin:4px 0;color:var(--navy);font-size:1.08rem}.event-compliance p{margin:5px 0;color:var(--muted);font-size:.77rem;line-height:1.55}.event-compliance a,.disclosures a{color:var(--ocean);font-weight:700;text-decoration:underline;text-underline-offset:2px}.event-compliance a{font-size:.77rem}.event-compliance>small{margin-top:10px;color:#7f641f;font-size:.68rem;line-height:1.45}
@media(max-width:840px){.event-feature{grid-template-columns:minmax(260px,.8fr) minmax(0,1.2fr);gap:38px}.event-details h2{font-size:clamp(2.4rem,6vw,3.6rem)}}
@media(max-width:680px){.event-feature{grid-template-columns:1fr}.event-poster{width:min(100%,430px);margin:auto}.event-poster figcaption{display:block}.event-poster figcaption span{display:block;margin-top:4px;text-align:left}.event-facts{grid-template-columns:1fr}.event-facts div:last-child{grid-column:auto}.event-actions{display:grid}.event-details h2{font-size:2.65rem}}

/* Family and life section — supplied photographs, cropped only through layout. */
.community{padding-bottom:52px}.family-life{padding-top:58px;background:linear-gradient(180deg,#fff 0%,#f2f9fb 100%)}.family-heading{align-items:center}.family-heading>p{font-size:1rem;line-height:1.75}.family-gallery{display:grid;grid-template-columns:repeat(4,1fr);grid-auto-rows:235px;grid-auto-flow:dense;gap:16px}.family-photo{position:relative;margin:0;overflow:hidden;border-radius:24px;background:var(--sky);box-shadow:0 16px 42px rgba(10,55,77,.12)}.family-photo-main{grid-column:span 2;grid-row:span 2}.family-photo-wide{grid-column:span 2}.family-photo img{width:100%;height:100%;object-fit:cover;object-position:center}.family-photo-main img{object-position:center 28%}.family-photo-wide img{object-position:center 43%}.family-photo-willy img{object-position:center 55%}.family-photo-miami img{object-position:center 46%}.family-photo figcaption{position:absolute;left:14px;bottom:14px;width:max-content;max-width:calc(100% - 28px);padding:9px 13px 9px 14px;border-left:3px solid var(--gold);border-radius:4px 13px 13px 4px;background:rgba(7,42,62,.9);color:#fff;box-shadow:0 8px 24px rgba(4,27,42,.2);backdrop-filter:blur(8px)}.family-photo.caption-top figcaption{top:14px;bottom:auto}.family-photo figcaption strong,.family-photo figcaption span{display:block}.family-photo figcaption strong{font:700 1rem/1.15 "Playfair Display",serif}.family-photo figcaption span{margin-top:3px;color:#d9edf3;font-size:.69rem;line-height:1.3}.family-statement{max-width:760px;margin:30px auto 0;text-align:center;color:var(--navy);font:600 clamp(1.25rem,2.1vw,1.75rem)/1.45 "Playfair Display",serif}.advisor-portrait .hero-person-slide:first-child{object-position:center top}
@media(max-width:920px){.community{padding-bottom:44px}.family-life{padding-top:52px}.family-gallery{grid-template-columns:1fr 1fr;grid-auto-rows:280px}.family-photo-main{grid-column:1/3;grid-row:span 2}.family-photo-wide{grid-column:1/3}.family-photo-willy img{object-position:center 53%}}
@media(max-width:760px){.family-gallery{grid-auto-rows:245px}.family-photo-main{grid-row:span 2}.family-heading>p{font-size:.95rem}.family-statement{text-align:left}}
@media(max-width:520px){.community{padding-bottom:34px}.family-life{padding-top:44px}.family-gallery{display:flex;flex-direction:column}.family-photo{height:315px}.family-photo-main{height:380px}.family-photo-wide{height:330px}.family-photo-willy img{object-position:center 52%}.family-photo-miami img{object-position:center 42%}.family-photo figcaption{left:12px;bottom:12px;max-width:calc(100% - 24px);padding:9px 12px}.family-photo.caption-top figcaption{top:12px;bottom:auto}.family-photo figcaption strong{font-size:.96rem}.family-photo figcaption span{font-size:.67rem}}

/* Quiet editorial captions sit below the photography instead of covering faces. */
.family-photo{display:flex;flex-direction:column;background:#fff}.family-photo img{flex:1;min-height:0}.family-photo figcaption,.family-photo.caption-top figcaption{position:static;display:flex;align-items:baseline;gap:8px;width:100%;max-width:none;min-height:48px;padding:10px 14px;border:0;border-top:1px solid #d8e7ec;border-radius:0;background:#fff;color:var(--navy);box-shadow:none;backdrop-filter:none}.family-photo figcaption strong{flex:0 0 auto;font:700 .95rem/1.2 "Playfair Display",serif}.family-photo figcaption span{margin:0;color:var(--muted);font-size:.7rem;line-height:1.35}.family-photo-willy img{object-position:center}
@media(max-width:520px){.family-photo figcaption,.family-photo.caption-top figcaption{left:auto;top:auto;bottom:auto;max-width:none;min-height:50px;padding:10px 12px}.family-photo figcaption strong{font-size:.92rem}.family-photo figcaption span{font-size:.68rem}}

.family-photo-formal img{object-position:center 24%}
@media(max-width:520px){.family-photo-formal{height:410px}.family-photo-formal img{object-position:center 20%}}

/* Photo-specific focal points preserve hairlines and faces at every gallery width. */
.family-photo:nth-child(1) img{object-position:center 24%}.family-photo:nth-child(2) img{object-position:center 46%}.family-photo:nth-child(3) img{object-position:center 45%}.family-photo:nth-child(5) img{object-position:center 46%}.family-photo:nth-child(6) img{object-position:center 48%}.family-photo:nth-child(7) img{object-position:center 42%}.family-photo:nth-child(8) img{object-position:center 46%}.family-photo-formal img{object-position:center 20%}.family-photo-willy{background:#e8f0e6}.family-photo-willy img{object-fit:contain;object-position:center;background:#e8f0e6}
@media(max-width:920px){.family-photo:nth-child(1) img{object-position:center 22%}.family-photo:nth-child(2) img{object-position:center 44%}.family-photo:nth-child(3) img{object-position:center 43%}.family-photo:nth-child(5) img{object-position:center 44%}.family-photo:nth-child(7) img{object-position:center 40%}.family-photo-formal img{object-position:center 18%}}
@media(max-width:520px){.family-photo:nth-child(1) img{object-position:center 20%}.family-photo:nth-child(2) img{object-position:center 42%}.family-photo:nth-child(3) img{object-position:center 41%}.family-photo:nth-child(5) img{object-position:center 42%}.family-photo:nth-child(7) img{object-position:center 38%}.family-photo-formal img{object-position:center 16%}}

/* Lead with the in-depth YouTube conversation, then space the shorter Facebook clips below it. */
.videos .longform-video{margin-top:0}
.videos .curated-video-grid{margin-top:20px}

/* Explain the planning horizon in plain language instead of arbitrary year markers. */
.time-horizon{display:block;padding:22px 24px;text-transform:none;letter-spacing:0}
.time-horizon>strong{display:block;margin-bottom:13px;color:var(--navy);font:700 1.2rem/1.3 "Playfair Display",serif}
.time-horizon-path{display:flex;align-items:center;justify-content:space-between;gap:9px;color:var(--navy);font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.045em}
.time-horizon-path i{color:var(--ocean);font-style:normal}
.time-horizon>p{margin:15px 0 0;padding-top:14px;border-top:1px solid rgba(10,72,98,.12);color:var(--muted);font-size:.86rem;font-weight:400;line-height:1.65}
@media(max-width:760px){.time-horizon-path{flex-wrap:wrap;justify-content:flex-start}.time-horizon-path span:last-child{flex-basis:100%}}
@media(max-width:520px){.time-horizon{padding:19px}.time-horizon-path{gap:7px}.time-horizon>strong{font-size:1.08rem}}